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Whether you’re restocking shelves, operating machinery, slinging hot food or just maintaining a smooth retail operation, on-the-job injuries are always a risk in this fast-paced business.
But what protections do you really have if the grind suddenly takes its toll? If a nasty fall, equipment accident or occupational illness leaves you hurting, unable to work, and facing stacks of medical bills through no fault of your own?

You might assume workers’ compensation insurance would cover such situations. But here’s the catch — as a “non-subscriber” to Texas’ workers’ comp program, Tom Thumb is under no obligation to carry this coverage for employees.

Instead, the grocery chain maintains its own corporate injury benefits policy, where it calls all the shots regarding if and how much compensation you receive for legitimate workplace injuries or illnesses. And you can bet their priorities lean heavily toward protecting profits over people.

That’s why you need to make Husain Law + Associates — Houston Accident & Injury Lawyers, P.C. your very first call if you suffer any kind of job-related injury or condition while employed at Tom Thumb. Our tenacious personal injury litigators understand you have rights beyond just Tom Thumb’s limited benefits program.

Whether pursuing a claim through the company or exploring legal action, our skilled and experienced attorneys ensure you receive maximum compensation for all damages — not just what Tom Thumb wants to pay out. Dial (713) 804-8149 right now for a free, confidential consultation on the best path forward for your specific situation.

What is workers’ compensation? Why doesn’t Tom Thumb have it?

Workers’ compensation is a state-regulated program providing medical costs and lost wage benefits for employees injured on the job, regardless of fault. It provides coverages while preventing most lawsuits.

However, Texas is unique in allowing private employers like Tom Thumb to simply “opt-out” of providing workers’ comp if they choose. These “non-subscriber” companies lose key legal protections and can face liability/damages if accused of negligence in workplace injuries.

What injury benefits does Tom Thumb’s policy provide?

Instead of state-regulated workers’ comp, Tom Thumb maintains its own corporate injury benefits program covering:

  • Some amount of medical costs from workplace injuries/illnesses
  • Temporary disability payments while off work recovering
  • Possible disability benefits for permanent/catastrophic injuries
  • Death benefits for fatal on-site accidents

However, the company unilaterally controls these benefit amounts and has huge incentives to limit payouts on costly claims whenever possible.

Why hire an attorney instead of just filing for Tom Thumb benefits?

Even seemingly straightforward workplace injuries can justify far greater compensation through personal injury litigation than Tom Thumb’s limited benefits alone, such as:

  • Full coverage of current/future medical costs, not just partial
  • Recovering all lost wages while unable to work, not just portions
  • Damages for pain/suffering, emotional distress, disability impacts
  • Punitive damages if Tom Thumb was negligent in the incident
  • No restrictive filing windows or exclusions based on pre-existing conditions

Our attorneys ensure you pursue your maximum legal remedies from Tom Thumb, not just their lowball benefits package.

How do I file a Tom Thumb injury claim or lawsuit?

For company injury benefits, you must file a formal request directly through Tom Thumb within relatively tight time windows.

For legal action, Husain Law first gathers all evidence to file an official complaint detailing allegations of negligence and the damages you’ve incurred. We then aggressively litigate your case in court against Tom Thumb and any other liable parties.

What qualifies as a valid Tom Thumb workplace injury?

At Husain Law, we evaluate all situations individually. But common injuries our clients sustain on the job include:

  • Lifting/overexertion back injuries, sprains/strains, etc.
  • Slip/trip and fall accidents due to hazardous conditions
  • Equipment/machine accidents, entanglement injuries
  • Falling stock/debris injuries from improper storage
  • Repetitive motion injuries like carpal tunnel
  • Exposure to hazardous chemicals, fumes, noise, etc.

If Tom Thumb workplace conditions or required tasks caused your injury or illness, you likely have a valid claim for benefits or legal damages.

What if Tom Thumb claims I had pre-existing conditions?

Tom Thumb may try blaming your injury on pre-existing health conditions to avoid paying benefits or compensation. But our respected team frequently dismantles such accusations.
We gather ironclad medical evidence linking your current ailments directly to workplace incidents or exposures at Tom Thumb. This prevents them from unfairly shirking liability.

How much could I recover from a Tom Thumb injury case?

Potential damages vary, but our lawyers meticulously calculate and pursue compe6 for clients’ losses, such as:

  • The full costs of all medical care related to injuries
  • Any wages/income missed from being unable to work
  • Projected future lost earnings if disabled long-term
  • Pain, suffering and emotional distress inflicted
  • Permanent disabilities/impairments reducing quality of life
  • Punitive damages if Tom Thumb exhibited negligence

We leverage every applicable damage category under Texas law to maximize the total compensation our clients receive.

Will this cost me anything out-of-pocket upfront?

Not a penny! Husain Law + Associates — Houston Accident & Injury Lawyers, P.C. provides 100% free initial consultations and operates under contingency fee agreements for injury cases. This means:

  • You pay no upfront costs or attorney fees at all
  • Our legal fees are simply a percentage of settlements/awards obtained
  • If we fail to recover any compensation, you owe us nothing!

This eliminates any risk in securing top-tier legal representation throughout the duration of your workplace injury case against Tom Thumb.

Trust the Husain Law + Associates — Houston Accident & Injury Lawyers, P.C. Advantage for Your Tom Thumb Injury Claim

Maybe you’ve felt loyalty toward Tom Thumb as a long-time, dedicated employee. Or perhaps you’re optimistic the company will simply “do the right thing” and take care of you if you suffer a workplace injury under their watch.
But the cold reality is corporations like Tom Thumb have zero financial incentive to extend anything beyond the absolute minimum in injury benefits packages. Their #1 mission is protecting profit margins, not ensuring injured workers make a full financial recovery.
That’s why making Husain Law + Associates — Houston Accident & Injury Lawyers, P.C. your first call is so crucial after any Tom Thumb workplace accident, injury or illness. From the very start, our respected team:

  • Explains all your options, whether pursuing Tom Thumb benefits or legal action
  • Rapidly gathers and preserves all evidence documenting your damages
  • Forcefully negotiates to maximize any settlement offers from the company
  • If needed, files a personal injury lawsuit and litigation against Tom Thumb
  • Leverages our expertise to seek your full legal compensation, not just limited benefits
  • Charges no upfront costs, with fees paid from your final recovery amount only.

Contact Us

While Tom Thumb looks out for its own bottom line, you need someone to look out for yours. The exceptional attorneys at Husain Law + Associates — Houston Accident & Injury Lawyers, P.C. are perfect for this role. They will aggressively protect and enforce your individual rights as an injured employee. Call us today at (713) 804-8149 for a free, no-obligation case review today!